Debt recovery assessment

Six questions about your claim. You get the likely route, the official costs and what your home country changes.

Last verified: 7 October 2026

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Answer the questions on the left.

This tool gives a first indication based on published rules. It is not legal advice and does not replace a review of your documents.

How does the assessment work?

It applies the published rules described on the debt collection page: enforcement without judgment with a 7-day objection period, mandatory mediation before a commercial lawsuit, a general 10-year limitation period, and security for costs for foreign claimants unless a treaty exempts them. Fee figures are the official 2026 amounts.

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